BC WildFIRE

I find habits hard to make. Well, at least good habits. I am naturally a very lazy person. This surprises a lot of people when I tell them. I used to have goats and gardens and chickens and horses and dogs, and so many things that took up time in my day. I'd milk the goats and make cheese, I'd walk the dogs down at the river. I'd weed and weed and weed and weed the acre of gardens I tended. But I'm still a lazy bones Jones, as my mum used to say. Just because I am a lazy person, doesn't mean that I behave like one. All it means is that if I don't push myself, I would sit around and do not very much by default. However, I have things I want to do, so therein lies a conundrum. The logical and inescapable truth is I will have to build good habits to counteract my inner couch potato.  You can understand how being lazy leads to bad financial habits. I'm too lazy to make dinner, so I'll just get takeout. I'm too lazy to track what I spend, so I assum