BC WildFIRE

I am 28 and I have written up my first solid budget. Wait, what? Really? Yes. Really. Over the years, people (particularly my dad) would ask me if I had a budget. My answer would be, "yeah, I'm budgeting." This actually meant that I have a loose idea in my head how much money I need to make ends meet, and I make enough money to cover that, so I'm good. I'm not spend much over my general ballpark figures in my head. I'm alright with money. And yet, like many people in the working world, I was never able to have money set aside for long. A vehicle would need repair, I'd buy a huge amount of vegetable seeds for next spring (they grow food, I'm saving money in the long run!), I'd eat out a little more than I meant to because I'm too tired when I get home to make dinner, and so on and so forth. You know this tune right? It might sound a bit like yours. Thousands of small poor decisions nibbling away at the bit of money that wasn't in you

No one really teaches you how down life can get you. They might mention it, tell you about times they had where they struggled and felt depressed; but you never really think it will happen to you. It does indeed happen, and often. Sometimes it's just a little bit of a letdown; that job that you wanted went to someone else. Or it's the dying of a potential dream; that house you wanted is unobtainable. Or, if you're really lucky, all of that happens at the same time as your SO is quitting smoking. Ouch. I had a pretty disheartening week a little while ago. A temporary posting that would have allowed me to walk to work and save a lot of money went to someone else suddenly. I also love working at that location, so the effect was doubled. And my research into possibly getting a tiny home in my area to counteract the high rent prices revealed that my whole region is not friendly toward this small movement. Crushing. The tiny home discovery came because someone was selling